Peer-To-Peer (P2P) Crowdfunding Market Report 2026

Peer-To-Peer (P2P) Crowdfunding Market Overview

• Peer-To-Peer (P2P) Crowdfunding market size has reached to $10.06 billion in 2025 • Expected to grow to $18.85 billion in 2030 at a compound annual growth rate (CAGR) of 13.3% • Growth Driver: The Increasing Adoption Of Digital Payment Systems Is Fueling The Growth Of The Market Due To Enhanced Transaction Speed, Security, And Accessibility • Market Trend: Advancement In Decentralized Finance Platforms Revolutionize Peer-To-Peer Crowdfunding With Smart Contracts • North America was the largest region in 2025 and Asia-Pacific is the fastest growing region.

What Is Covered Under Peer-To-Peer (P2P) Crowdfunding Market?

Peer-to-peer (P2P) crowdfunding is a digital fundraising approach where individuals directly provide financial support to projects, causes, or ventures through online platforms. It eliminates traditional intermediaries, enabling fundraisers to reach a wide audience. The goal is to make funding more accessible, helping entrepreneurs, creators, or those in need secure capital quickly. It also encourages community participation and collective financial backing to achieve targeted outcomes. The main investment types of peer-to-peer crowdfunding are equity crowdfunding, debt crowdfunding, reward-based crowdfunding, and donation-based crowdfunding. Equity crowdfunding is a fundraising method where individuals invest in startups or small businesses in exchange for ownership shares and potential returns. It utilizes different platform types, such as online platforms and offline platforms, with various project types, including startups, small and medium enterprises (SMEs), social projects, and nonprofits. It is applicable in several applications, such as individuals, businesses, and others, and is used by various industry verticals, including technology, healthcare, real estate, entertainment, and energy.

What Is The Peer-To-Peer (P2P) Crowdfunding Market Growth Forecast?

The peer-to-peer (p2p) crowdfunding market size is expected to see rapid growth in the next few years. It will grow to $18.85 billion in 2030 at a compound annual growth rate (CAGR) of 13.3%. The growth in the forecast period can be attributed to increasing regulatory support for crowdfunding, rising demand for alternative financing sources, expansion of community-driven investments, growing adoption of blockchain-enabled platforms, increasing focus on trust and transparency. Major trends in the forecast period include increasing adoption of equity-based crowdfunding models, rising use of digital fundraising platforms, growing integration of ai-based campaign matching, expansion of social impact crowdfunding, enhanced focus on transparent fund utilization.

What Is The Driver Of The Peer-To-Peer (P2P) Crowdfunding Market?

The increasing adoption of digital payment systems is expected to propel the growth of the peer-to-peer (P2P) crowdfunding market going forward. Digital payment systems refer to electronic methods of transferring money or making financial transactions using internet-enabled platforms and devices. The digital payment system is rising due to growing smartphone penetration, which enables easier access to mobile wallets and digital banking apps. Digital payment systems enhance P2P crowdfunding by enabling quick, secure, and seamless transfers between donors and recipients. They lower transaction costs and build trust through transparent, real-time, and trackable payments. For instance, in January 2024, according to the European Central Bank, a Germany-based central bank of the European Union countries, the number of contactless card payments in the first half of 2023 increased by 24.3% from 20.9 billion in the first half of 2022, with the corresponding total value rising by 25.9% to $545.27 billion. Therefore, increasing adoption of digital payment systems is driving the growth of the peer-to-peer (P2P) crowdfunding industry.

Key Players In The Global Peer-To-Peer (P2P) Crowdfunding Market

Major companies operating in the peer-to-peer (p2p) crowdfunding market are GoFundMe Inc., OneCause Inc., Givebutter Inc., StartEngine, Indiegogo, JustGiving, RaiseNow AG, Donorbox LLC, Tiltify Inc., FundRazr Inc., Mightycause Corporation, Donately Corporation, CanadaHelps.org, Chuffed.org, GiveWP, CiviCRM LLC, Fundly Inc., CauseVox Inc., Give Lively LLC, Handbid Inc., CharityEngine Inc.

Global Peer-To-Peer (P2P) Crowdfunding Market Trends and Insights

Major companies operating in the peer-to-peer crowdfunding market are focusing on developing advanced solutions such as decentralized finance platforms to enable secure, direct transactions between funders and recipients. A decentralized finance (DeFi) platform is a blockchain-powered system that allows users to perform financial activities without relying on banks or intermediaries. It leverages smart contracts to provide secure, transparent, and automated services such as lending, borrowing, and investing. For instance, in December 2024, Definder Global, a UK-based decentralized finance company, launched a peer-to-peer lending platform. The platform features blockchain smart contracts that directly connect investors with businesses, providing faster, more transparent, and cost-effective lending. It has already raised over $235,000 for real-world asset projects, demonstrating how smart contract infrastructure supports efficient, secure, and accessible peer-to-peer crowdfunding.

What Are Latest Mergers And Acquisitions In The Peer-To-Peer (P2P) Crowdfunding Market?

In May 2023, StartEngine, a US-based provider of equity crowdfunding and financial technology services, acquired the assets of SeedInvest for an undisclosed amount. The acquisition aims to strengthen StartEngine’s leadership in the US equity crowdfunding market by significantly expanding its investor base and providing more entrepreneurs with alternative routes to raise capital. This deal positions StartEngine to better serve startups and investors seeking new financing opportunities. SeedInvest is a US-based equity and revenue-based crowdfunding platform.

What Defines the Peer-To-Peer (P2P) Crowdfunding Market?

The peer-to-peer (P2P) crowdfunding market consists of revenues earned by entities by providing services such as campaign management tools, automated payment processing, risk scoring systems, escrow account handling, and platform analytics solutions. The market value includes the value of related goods sold by the service provider or included within the service offering. Only goods and services traded between entities or sold to end consumers are included.

How is Market Value Defined and Measured?

The market value is defined as the revenues that enterprises gain from the sale of goods and/or services within the specified market and geography through sales, grants, or donations in terms of the currency (in USD unless otherwise specified). The revenues for a specified geography are consumption values that are revenues generated by organizations in the specified geography within the market, irrespective of where they are produced. It does not include revenues from resales along the supply chain, either further along the supply chain or as part of other products.

What Key Data and Analysis Are Included in the Peer-To-Peer (P2P) Crowdfunding Market Report 2026?

The peer-to-peer (p2p) crowdfunding market research report is one of a series of new reports from The Business Research Company that provides market statistics, including Market Report 2026?global market size, regional shares, competitors with the market share, detailed market segments, market trends and opportunities, and any further data you may need to thrive in the peer-to-peer (p2p) crowdfunding Market Report 2026? The market research report delivers a complete perspective of everything you need, with an in-depth analysis of the current and future state of the Market Report 2026?