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Personal Loans Global Market Report 2025
Global Personal Loans Market Report 2025

Report Price : $4490.00

Pages : 175

Format : PDF

Published : December 2025

Delivery Time : 2-3 Business Days

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Personal Loans Global Market Report 2025

By Type (P2P Marketplace Lending, Balance Sheet Lending), By Loan Tenure (Long Term Loans, Medium Term Loans, Short Term Loans), By Tenure Period (Less Than 2 Years, 2 Years To 4 Years, More Than 4 Years), By Application (Debt Consolidation, Home Improvement, Education, Other Applications), By End User (Employed Individuals, Professionals, Students, Entrepreneur, Other End Users) – Impact of Tariff and Trade War on Market Size, Growth, Trends, and Forecast 2025–2034

Note that the outlook for this market is being affected by rapid changes in trade relations and tariffs globally. The report will be updated prior to delivery to reflect the latest status, including revised forecasts and quantified impact analysis. The report’s Recommendations and Conclusions sections will be updated to give strategies for entities dealing with the fast-moving international environment.

Personal Loans Market Overview

• Personal Loans market size has reached to $778.34 billion in 2024

• Expected to grow to $1283.78 billion in 2029 at a compound annual growth rate (CAGR) of 10.7%

• Growth Driver: Driving Forces Behind Personal Loan Market Growth Surging Demand For Diverse Lending Channels

• Market Trend: Innovative Approaches In The Personal Loans Market With A Spotlight On Amplifi Capital's Reevo Money Launch

North America was the largest region in 2024.

What Is Covered Under Personal Loans Market?

A personal loan is a type of loan that individuals can borrow from a bank, credit union, or other financial institution that can be used for any purpose. It is usually an unsecured loan not backed by collateral such as a house or a car. The loan is based on the borrower's creditworthiness, income, and other factors.

Note that the outlook for this market is being affected by rapid changes in trade relations and tariffs globally. The report will be updated prior to delivery to reflect the latest status, including revised forecasts and quantified impact analysis. The report’s Recommendations and Conclusions sections will be updated to give strategies for entities dealing with the fast-moving international environment.

The main types of personal loans are P2P marketplace lending and balance sheet lending. P2P (peer-to-peer) marketplace lending refers to a lending model where individuals can borrow and lend money directly through an online platform, bypassing traditional financial institutions. Borrowers relate to individual lenders who provide the funds. Personal loans are generally offered by long-term loans, medium-term loans, and short-term loans, which would range from less than 2 years, 2 years to 4 years, and more than 4 years. These are usually obtained for debt consolidation, home improvement, education, and others by employed individuals, professionals, students, entrepreneurs, and others.

Personal Loans Market Size and growth rate 2025 to 2029: Graph

What Is The Personal Loans Market Size 2025 And Growth Rate?

The personal loans market size has grown rapidly in recent years. It will grow from $778.34 billion in 2024 to $854.94 billion in 2025 at a compound annual growth rate (CAGR) of 9.8%. The growth in the historic period can be attributed to economic stability, low interest rates, rising consumer confidence, debt consolidation trends, marketing and advertising.

What Is The Personal Loans Market Growth Forecast?

The personal loans market size is expected to see rapid growth in the next few years. It will grow to $1283.78 billion in 2029 at a compound annual growth rate (CAGR) of 10.7%. The growth in the forecast period can be attributed to emergence of fintech lenders, rise in educational expenses, pandemic recovery borrowing, focus on financial inclusion, gig economy and self-employment. Major trends in the forecast period include digitalization of lending, use of alternative data for credit scoring, personalized loan products, rise of peer-to-peer (P2P) lending, financial inclusion initiatives.

The forecast of 10.7% growth over the next five years reflects a slight reduction of 0.1% from the previous projection. This reduction is primarily due to the impact of tariffs between the US and other countries. This is likely to directly affect the US through tighter credit availability, as automated underwriting platforms and credit risk scoring models, largely developed in Israel and Poland, become cost-prohibitive for some lenders to implement. The effect will also be felt more widely due to reciprocal tariffs and the negative effect on the global economy and trade due to increased trade tensions and restrictions.

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What’s The Trade War Impact On Financial Services Industry?

The rapid escalation of U.S. tariffs and the resulting trade tensions in spring 2025 are significantly impacting the financial sector, particularly in investment strategies and risk management. Heightened tariffs have fueled market volatility, prompting cautious behavior among institutional investors and increasing demand for hedging instruments. Banks and asset managers are facing higher costs associated with cross-border transactions, as tariffs disrupt global supply chains and dampen corporate earnings, key drivers of equity market performance. Insurance companies, meanwhile, are grappling with increased claims risks tied to supply chain disruptions and trade-related business losses. Additionally, reduced consumer spending and weakened export demand are constraining credit growth and investment appetite. The sector must now prioritize diversification, digital transformation, and robust scenario planning to navigate the heightened economic uncertainty and protect profitability.

How Is The Personal Loans Market Segmented?

1) By Type: P2P marketplace Lending, Balance Sheet Lending

2) By Loan Tenure: Long Term Loans, Medium Term Loans, Short Term Loans

3) By Tenure Period: Less Than 2 Years, 2 Years To 4 Years, More Than 4 Years

4) By Application: Debt Consolidation, Home Improvement, Education, Other Applications

5) By End User: Employed Individuals, Professionals, Students, Entrepreneur, Other End Users

Subsegments:

1) By P2P marketplace Lending: Consumer Loans, Business Loans, Debt Consolidation Loans, Student Loans

2) By Balance Sheet Lending: Secured Personal Loans, Unsecured Personal Loans, Line of Credit, Home Equity Loans

Personal Loans Market Driver: Driving Forces Behind Personal Loan Market Growth Surging Demand For Diverse Lending Channels

The increased demand for lending channels is expected to drive the growth of the personal loans market going forward. The increased demand for lending channels refers to a stronger desire and need for various avenues through which individuals and businesses can access loans or credit. Due to the growth of online lending platforms and fintech companies, there is an increased demand for personal loan lending channels. A personal loan allows individuals to access funds for various personal needs without having to provide collateral, allowing them to finance expenses, consolidate debt, or handle unexpected financial challenges. Hence, increased demand for lending channels is contributing to the growth of the personal loans market. For instance, in August 2022, according to TransUnion, a US-based information technology company, newly issued Q2 2022 quarterly Credit Industry Insights Report (CIIR), total personal loan balances hit a record $192 billion in Q2 2022, a 31% rise from the previous year. Therefore, increased demand for lending channels will grow the personal loan market.

Personal Loans Market Driver: Low Interest Rates Fueling Growth In The Personal Loan Market Amidst Economic Trends

Low interest rates are expected to propel the growth of the personal loan market going forward. Interest rate refers to the amount of money a lender charges a borrower for using borrowed. Lower interest rates make personal loans more attractive to consumers, leading to an increase in the demand for personal loans. Personal loans with lower interest rates are often seen as an affordable alternative to credit cards, as they can help consumers finance various expenses at a lower cost. For instance, in 2023, according to the International Monetary Fund, a US-based international financial institution, global inflation is forecast to rise from 4.7 percent in 2021 to 8.8 percent in 2022. Therefore, low interest rates are driving the growth of the personal loan market.

Global Personal Loans Market Major Players

Major companies operating in the personal loans market include Wells Fargo & Company, Marcus by Goldman Sachs, The Goldman Sachs Group Inc., Barclays PLC, Truist Financial Corporation, DBS Bank Ltd, Discover Financial Services, Citizens Financial Group Inc., Navy Federal Credit Union, Rocket Loans, OneMain Financial, SoFi Technologies Inc., PenFed Credit Union, Social Finance Inc., LendingClub Bank, Freedom Financial Network LLC, Upstart, Payoff Inc., LendingPoint, Best Egg, FreedomPlus, Earnest, Laurel Road, Avant LLC, Prosper Funding LLC, LightStream, Upgrade, Universal Credit, United Services Automobile Association, PNC Financial Services Group Inc, Toronto-Dominion Bank

Global Personal Loans Market Trend: Innovative Approaches In The Personal Loans Market With A Spotlight On Amplifi Capital's Reevo Money Launch

Major companies operating in the personal loans market frequently focus on technological advancements to stay competitive by adopting new technologies. For instance, in September 2022, Amplifi Capital, a UK-based fintech firm, launched the Reevo Money brand specializing in personal loans. It offers instant quotes for loans and better APRs than traditional lenders, and IT uses cloud-based infrastructure and open banking to provide loans to customers with poor credit histories or irregular income. Reevo Money seeks to offer loans to consumers with a poor credit history or irregular income, as well as new borrowers or those who don't tick the conventional boxes, by utilizing a cloud-based infrastructure and open banking.

Global Personal Loans Market Trend: L&T Finance And CRED Partner To Expand Unsecured Personal Loan Offerings In India

Major players in the personal loan market are emphasizing strategic partnerships to enhance service reliability. A strategic partnership involves collaboration between two or more organizations to achieve mutual goals. For instance, in August 2024, L&T Finance Ltd., an India-based financial services company, partnered with CRED, an India-based fintech company, to offer unsecured personal loans. Through CRED's exclusive members-only platform, users can access these loans. This collaboration aims to provide quick access to loans with flexible repayment options and competitive interest rates, catering specifically to high-credit-score individuals. The partnership reflects a strategic move into digital lending, enhancing customer experience while navigating the regulatory landscape of unsecured credit in India. Both companies' leaders have expressed optimism about setting new benchmarks in the co-lending sector, ultimately fostering a cycle of responsible borrowing and lending.

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Personal Loans Market Merger And Acquisition: Lendingkart Acquires Upwards to Broaden Personal Loan Offerings

In February 2023, Lendingkart, an India-based non-banking financial company (NBFC), acquired Upwards for approximately $12 million. This acquisition aims to enhance Lendingkart's offerings in the personal loan sector, with a focus on underserved segments such as blue-collar workers and microentrepreneurs. Upwards is an India-based financial technology (fintech) company, that provides personal loans to salaried professionals.

Regional Outlook For The Global Personal Loans Market

North America was the largest region in the personal loans market in 2024. Asia-Pacific is expected to be the fastest-growing region in the global personal loans market size forecast period. The regions covered in this market report are Asia-Pacific, Western Europe, Eastern Europe, North America, South America, Middle East, Africa.

The countries covered in this market report are Australia, Brazil, China, France, Germany, India, Indonesia, Japan, Russia, South Korea, UK, USA, Canada, Italy, Spain.

What Defines the Personal Loans Market?

The personal loans market includes revenues earned by entities by providing unsecured personal loans and secured personal loans. The market value includes the value of related goods sold by the service provider or included within the service offering. Only goods and services traded between entities or sold to end consumers are included.

How is Market Value Defined and Measured?

The market value is defined as the revenues that enterprises gain from the sale of goods and/or services within the specified market and geography through sales, grants, or donations in terms of the currency (in USD, unless otherwise specified).

The revenues for a specified geography are consumption values that are revenues generated by organizations in the specified geography within the market, irrespective of where they are produced. It does not include revenues from resales along the supply chain, either further along the supply chain or as part of other products.

What is the Market Assessment and Strategic Outlook for the Personal Loans Industry?

The personal loans market research report is one of a series of new reports from The Business Research Company that provides market statistics, including industry global market size, regional shares, competitors with the market share, detailed market segments, market trends and opportunities, and any further data you may need to thrive in the personal loans industry. The market research report delivers a complete perspective of everything you need, with an in-depth analysis of the current and future state of the industry.

Personal Loans Market Report Forecast Analysis

Report AttributeDetails
Market Size Value In 2025 $854.94 billion
Revenue Forecast In 2034 $1283.78 billion
Growth Rate CAGR of 10.7% from 2025 to 2034
Base Year For Estimation 2024
Actual Estimates/Historical Data 2019-2024
Forecast Period 2025 - 2029 - 2034
Market Representation Revenue in USD Billion and CAGR from 2025 to 2034
Segments Covered 1) By Type: P2P Marketplace Lending, Balance Sheet Lending
2) By Loan Tenure: Long Term Loans, Medium Term Loans, Short Term Loans
3) By Tenure Period: Less Than 2 Years, 2 Years To 4 Years, More Than 4 Years
4) By Application: Debt Consolidation, Home Improvement, Education, Other Applications
5) By End User: Employed Individuals, Professionals, Students, Entrepreneur, Other End Users Subsegments: 1) By P2P Marketplace Lending: Consumer Loans, Business Loans, Debt Consolidation Loans, Student Loans
2) By Balance Sheet Lending: Secured Personal Loans, Unsecured Personal Loans, Line of Credit, Home Equity Loans
Regional Scope Asia-Pacific, Western Europe, Eastern Europe, North America, South America, Middle East, Africa
Country Scope The countries covered in the report are Australia, Brazil, China, France, Germany, India, Indonesia, Japan, Russia, South Korea, UK, USA, Canada, Italy, Spain. Additional countries that can be covered in the report are Bangladesh, Thailand, Vietnam, Malaysia, Singapore, Philippines, Hong Kong, New Zealand, Mexico, Chile, Argentina, Colombia, Peru, Austria, Belgium, Denmark, Finland, Ireland, Netherlands, Norway, Portugal, Sweden, Switzerland, Czech Republic, Poland, Romania, Ukraine, Saudi Arabia, Israel, Iran, Turkey, UAE, Egypt, Nigeria, South Africa.
Key Companies Profiled Wells Fargo & Company, Marcus by Goldman Sachs, The Goldman Sachs Group Inc., Barclays PLC, Truist Financial Corporation, DBS Bank Ltd, Discover Financial Services, Citizens Financial Group Inc., Navy Federal Credit Union, Rocket Loans, OneMain Financial, SoFi Technologies Inc., PenFed Credit Union, Social Finance Inc., LendingClub Bank, Freedom Financial Network LLC, Upstart, Payoff Inc., LendingPoint, Best Egg, FreedomPlus, Earnest, Laurel Road, Avant LLC, Prosper Funding LLC, LightStream, Upgrade, Universal Credit, United Services Automobile Association, PNC Financial Services Group Inc, Toronto-Dominion Bank
Customization ScopeRequest for Sample
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Table Of Contents

1. Executive Summary

2. Personal Loans Market Characteristics

3. Personal Loans Market Trends And Strategies

4. Personal Loans Market - Macro Economic Scenario Macro Economic Scenario Including The Impact Of Interest Rates, Inflation, Geopolitics, Trade Wars and Tariffs, And Covid And Recovery On The Market

4.1. Supply Chain Impact from Tariff War & Trade Protectionism

5. Global Personal Loans Growth Analysis And Strategic Analysis Framework

5.1. Global Personal Loans PESTEL Analysis (Political, Social, Technological, Environmental and Legal Factors, Drivers and Restraints)

5.2. Analysis Of End Use Industries

5.3. Global Personal Loans Market Growth Rate Analysis

5.4. Global Personal Loans Historic Market Size and Growth, 2019 - 2024, Value ($ Billion)

5.5. Global Personal Loans Forecast Market Size and Growth, 2024 - 2029, 2034F, Value ($ Billion)

5.6. Global Personal Loans Total Addressable Market (TAM)

6. Personal Loans Market Segmentation

6.1. Global Personal Loans Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

P2P Marketplace Lending

Balance Sheet Lending

6.2. Global Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

Long Term Loans

Medium Term Loans

Short Term Loans

6.3. Global Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

Less Than 2 Years

2 Years To 4 Years

More Than 4 Years

6.4. Global Personal Loans Market, Segmentation By Application, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

Debt Consolidation

Home Improvement

Education

Other Applications

6.5. Global Personal Loans Market, Segmentation By End User, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

Employed Individuals

Professionals

Students

Entrepreneur

Other End Users

6.6. Global Personal Loans Market, Sub-Segmentation Of P2P Marketplace Lending, By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

Consumer Loans

Business Loans

Debt Consolidation Loans

Student Loans

6.7. Global Personal Loans Market, Sub-Segmentation Of Balance Sheet Lending, By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

Secured Personal Loans

Unsecured Personal Loans

Line of Credit

Home Equity Loans

7. Personal Loans Market Regional And Country Analysis

7.1. Global Personal Loans Market, Split By Region, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

7.2. Global Personal Loans Market, Split By Country, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

8. Asia-Pacific Personal Loans Market

8.1. Asia-Pacific Personal Loans Market Overview

Region Information, Market Information, Background Information, Government Initiatives, Regulations, Regulatory Bodies, Major Associations, Taxes Levied, Corporate Tax Structure, Investments, Major Companies

8.2. Asia-Pacific Personal Loans Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

8.3. Asia-Pacific Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

8.4. Asia-Pacific Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

9. China Personal Loans Market

9.1. China Personal Loans Market Overview

9.2. China Personal Loans Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F,$ Billion

9.3. China Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2019-2024, 2024-2029F, 2034F,$ Billion

9.4. China Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2019-2024, 2024-2029F, 2034F,$ Billion

10. India Personal Loans Market

10.1. India Personal Loans Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

10.2. India Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

10.3. India Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

11. Japan Personal Loans Market

11.1. Japan Personal Loans Market Overview

11.2. Japan Personal Loans Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

11.3. Japan Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

11.4. Japan Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

12. Australia Personal Loans Market

12.1. Australia Personal Loans Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

12.2. Australia Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

12.3. Australia Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

13. Indonesia Personal Loans Market

13.1. Indonesia Personal Loans Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

13.2. Indonesia Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

13.3. Indonesia Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

14. South Korea Personal Loans Market

14.1. South Korea Personal Loans Market Overview

14.2. South Korea Personal Loans Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

14.3. South Korea Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

14.4. South Korea Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

15. Western Europe Personal Loans Market

15.1. Western Europe Personal Loans Market Overview

15.2. Western Europe Personal Loans Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

15.3. Western Europe Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

15.4. Western Europe Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

16. UK Personal Loans Market

16.1. UK Personal Loans Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

16.2. UK Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

16.3. UK Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

17. Germany Personal Loans Market

17.1. Germany Personal Loans Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

17.2. Germany Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

17.3. Germany Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

18. France Personal Loans Market

18.1. France Personal Loans Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

18.2. France Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

18.3. France Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

19. Italy Personal Loans Market

19.1. Italy Personal Loans Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

19.2. Italy Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

19.3. Italy Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

20. Spain Personal Loans Market

20.1. Spain Personal Loans Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

20.2. Spain Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

20.3. Spain Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

21. Eastern Europe Personal Loans Market

21.1. Eastern Europe Personal Loans Market Overview

21.2. Eastern Europe Personal Loans Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

21.3. Eastern Europe Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

21.4. Eastern Europe Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

22. Russia Personal Loans Market

22.1. Russia Personal Loans Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

22.2. Russia Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

22.3. Russia Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

23. North America Personal Loans Market

23.1. North America Personal Loans Market Overview

23.2. North America Personal Loans Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

23.3. North America Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

23.4. North America Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

24. USA Personal Loans Market

24.1. USA Personal Loans Market Overview

24.2. USA Personal Loans Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

24.3. USA Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

24.4. USA Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

25. Canada Personal Loans Market

25.1. Canada Personal Loans Market Overview

25.2. Canada Personal Loans Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

25.3. Canada Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

25.4. Canada Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

26. South America Personal Loans Market

26.1. South America Personal Loans Market Overview

26.2. South America Personal Loans Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

26.3. South America Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

26.4. South America Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

27. Brazil Personal Loans Market

27.1. Brazil Personal Loans Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

27.2. Brazil Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

27.3. Brazil Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

28. Middle East Personal Loans Market

28.1. Middle East Personal Loans Market Overview

28.2. Middle East Personal Loans Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

28.3. Middle East Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

28.4. Middle East Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

29. Africa Personal Loans Market

29.1. Africa Personal Loans Market Overview

29.2. Africa Personal Loans Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

29.3. Africa Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

29.4. Africa Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

30. Personal Loans Market Competitive Landscape And Company Profiles

30.1. Personal Loans Market Competitive Landscape

30.2. Personal Loans Market Company Profiles

30.2.1. Wells Fargo & Company Overview, Products and Services, Strategy and Financial Analysis

30.2.2. Marcus by Goldman Sachs Overview, Products and Services, Strategy and Financial Analysis

30.2.3. The Goldman Sachs Group Inc. Overview, Products and Services, Strategy and Financial Analysis

30.2.4. Barclays PLC Overview, Products and Services, Strategy and Financial Analysis

30.2.5. Truist Financial Corporation Overview, Products and Services, Strategy and Financial Analysis

31. Personal Loans Market Other Major And Innovative Companies

31.1. DBS Bank Ltd

31.2. Discover Financial Services

31.3. Citizens Financial Group Inc.

31.4. Navy Federal Credit Union

31.5. Rocket Loans

31.6. OneMain Financial

31.7. SoFi Technologies Inc.

31.8. PenFed Credit Union

31.9. Social Finance Inc.

31.10. LendingClub Bank

31.11. Freedom Financial Network LLC

31.12. Upstart

31.13. Payoff Inc.

31.14. LendingPoint

31.15. Best Egg

32. Global Personal Loans Market Competitive Benchmarking And Dashboard

33. Key Mergers And Acquisitions In The Personal Loans Market

34. Recent Developments In The Personal Loans Market

35. Personal Loans Market High Potential Countries, Segments and Strategies

35.1 Personal Loans Market In 2029 - Countries Offering Most New Opportunities

35.2 Personal Loans Market In 2029 - Segments Offering Most New Opportunities

35.3 Personal Loans Market In 2029 - Growth Strategies

35.3.1 Market Trend Based Strategies

35.3.2 Competitor Strategies

36. Appendix

36.1. Abbreviations

36.2. Currencies

36.3. Historic And Forecast Inflation Rates

36.4. Research Inquiries

36.5. The Business Research Company

36.6. Copyright And Disclaimer

List Of Tables

    Table 1: Global Historic Market Growth, 2019-2024, $ Billion
  • Table 2: Global Forecast Market Growth, 2024-2029F, 2034F, $ Billion
  • Table 3: Global Personal Loans Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 4: Global Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 5: Global Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 6: Global Personal Loans Market, Segmentation By Application, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 7: Global Personal Loans Market, Segmentation By End User, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 8: Global Personal Loans Market, Sub-Segmentation Of P2P Marketplace Lending, By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 9: Global Personal Loans Market, Sub-Segmentation Of Balance Sheet Lending, By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 10: Global Personal Loans Market, Split By Region, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 11: Global Personal Loans Market, Split By Country, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 12: Asia-Pacific, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 13: Asia-Pacific, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 14: Asia-Pacific, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 15: China, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 16: China, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 17: China, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 18: India, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 19: India, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 20: India, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 21: Japan, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 22: Japan, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 23: Japan, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 24: Australia, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 25: Australia, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 26: Australia, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 27: Indonesia, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 28: Indonesia, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 29: Indonesia, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 30: South Korea, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 31: South Korea, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 32: South Korea, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 33: Western Europe, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 34: Western Europe, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 35: Western Europe, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 36: UK, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 37: UK, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 38: UK, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 39: Germany, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 40: Germany, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 41: Germany, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 42: France, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 43: France, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 44: France, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 45: Italy, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 46: Italy, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 47: Italy, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 48: Spain, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 49: Spain, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 50: Spain, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 51: Eastern Europe, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 52: Eastern Europe, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 53: Eastern Europe, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 54: Russia, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 55: Russia, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 56: Russia, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 57: North America, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 58: North America, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 59: North America, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 60: USA, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 61: USA, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 62: USA, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 63: Canada, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 64: Canada, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 65: Canada, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 66: South America, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 67: South America, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 68: South America, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 69: Brazil, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 70: Brazil, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 71: Brazil, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 72: Middle East, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 73: Middle East, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 74: Middle East, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 75: Africa, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 76: Africa, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 77: Africa, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Table 78: Wells Fargo & Company Financial Performance
  • Table 79: Marcus by Goldman Sachs Financial Performance
  • Table 80: The Goldman Sachs Group Inc. Financial Performance
  • Table 81: Barclays PLC Financial Performance
  • Table 82: Truist Financial Corporation Financial Performance

List Of Figures

    Figure 1: Global Historic Market Growth, 2019-2024, $ Billion
  • Figure 2: Global Forecast Market Growth, 2024-2029F, 2034F, $ Billion
  • Figure 3: Global Personal Loans Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 4: Global Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 5: Global Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 6: Global Personal Loans Market, Segmentation By Application, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 7: Global Personal Loans Market, Segmentation By End User, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 8: Global Personal Loans Market, Sub-Segmentation Of P2P Marketplace Lending, By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 9: Global Personal Loans Market, Sub-Segmentation Of Balance Sheet Lending, By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 10: Global Personal Loans Market, Split By Region, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 11: Global Personal Loans Market, Split By Country, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 12: Asia-Pacific, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 13: Asia-Pacific, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 14: Asia-Pacific, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 15: China, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 16: China, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 17: China, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 18: India, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 19: India, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 20: India, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 21: Japan, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 22: Japan, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 23: Japan, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 24: Australia, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 25: Australia, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 26: Australia, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 27: Indonesia, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 28: Indonesia, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 29: Indonesia, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 30: South Korea, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 31: South Korea, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 32: South Korea, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 33: Western Europe, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 34: Western Europe, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 35: Western Europe, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 36: UK, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 37: UK, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 38: UK, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 39: Germany, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 40: Germany, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 41: Germany, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 42: France, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 43: France, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 44: France, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 45: Italy, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 46: Italy, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 47: Italy, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 48: Spain, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 49: Spain, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 50: Spain, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 51: Eastern Europe, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 52: Eastern Europe, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 53: Eastern Europe, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 54: Russia, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 55: Russia, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 56: Russia, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 57: North America, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 58: North America, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 59: North America, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 60: USA, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 61: USA, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 62: USA, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 63: Canada, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 64: Canada, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 65: Canada, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 66: South America, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 67: South America, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 68: South America, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 69: Brazil, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 70: Brazil, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 71: Brazil, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 72: Middle East, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 73: Middle East, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 74: Middle East, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 75: Africa, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 76: Africa, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 77: Africa, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Figure 78: Wells Fargo & Company Financial Performance
  • Figure 79: Marcus by Goldman Sachs Financial Performance
  • Figure 80: The Goldman Sachs Group Inc. Financial Performance
  • Figure 81: Barclays PLC Financial Performance
  • Figure 82: Truist Financial Corporation Financial Performance

Frequently Asked Questions

A personal loan is a type of loan that individuals can borrow from a bank, credit union, or other financial institution that can be used for any purpose. It is usually an unsecured loan not backed by collateral such as a house or a car. The loan is based on the borrower's creditworthiness, income, and other factors. For further insights on this market, request a sample here

The market major growth driver - Driving Forces Behind Personal Loan Market Growth Surging Demand For Diverse Lending Channels. For further insights on this market, request a sample here

The personal loans market size has grown strongly in recent years. It will grow from $778.34 billion in 2024 to $854.94 billion in 2025 at a compound annual growth rate (CAGR) of 9.8%. The growth in the historic period can be attributed to economic stability, low interest rates, rising consumer confidence, debt consolidation trends, marketing and advertising. The personal loans market size is expected to see rapid growth in the next few years. It will grow to $1283.78 billion in 2029 at a compound annual growth rate (CAGR) of 10.7%. The growth in the forecast period can be attributed to emergence of fintech lenders, rise in educational expenses, pandemic recovery borrowing, focus on financial inclusion, gig economy and self-employment. Major trends in the forecast period include digitalization of lending, use of alternative data for credit scoring, personalized loan products, rise of peer-to-peer (P2P) lending, financial inclusion initiatives. For further insights on this market, request a sample here

The personal loansmarket covered in this report is segmented –
1) By Type: P2P Marketplace Lending, Balance Sheet Lending
2) By Loan Tenure: Long Term Loans, Medium Term Loans, Short Term Loans
3) By Tenure Period: Less Than 2 Years, 2 Years To 4 Years, More Than 4 Years
4) By Application: Debt Consolidation, Home Improvement, Education, Other Applications
5) By End User: Employed Individuals, Professionals, Students, Entrepreneur, Other End Users Subsegments:
1) By P2P Marketplace Lending: Consumer Loans, Business Loans, Debt Consolidation Loans, Student Loans
2) By Balance Sheet Lending: Secured Personal Loans, Unsecured Personal Loans, Line of Credit, Home Equity Loans For further insights on this market,
request a sample here

North America was the largest region in the personal loans market in 2024. Asia-Pacific is expected to be the fastest-growing region in the global personal loans market size forecast period. The regions covered in the personal loans market report are Asia-Pacific, Western Europe, Eastern Europe, North America, South America, Middle East, Africa. For further insights on this market, request a sample here.

Major companies operating in the personal loans market include Wells Fargo & Company, Marcus by Goldman Sachs, The Goldman Sachs Group Inc., Barclays PLC, Truist Financial Corporation, DBS Bank Ltd, Discover Financial Services, Citizens Financial Group Inc., Navy Federal Credit Union, Rocket Loans, OneMain Financial, SoFi Technologies Inc., PenFed Credit Union, Social Finance Inc., LendingClub Bank, Freedom Financial Network LLC, Upstart, Payoff Inc., LendingPoint, Best Egg, FreedomPlus, Earnest, Laurel Road, Avant LLC, Prosper Funding LLC, LightStream, Upgrade, Universal Credit, United Services Automobile Association, PNC Financial Services Group Inc, Toronto-Dominion Bank . For further insights on this market, request a sample here.

Major trends in this market include Innovative Approaches In The Personal Loans Market With A Spotlight On Amplifi Capital's Reevo Money Launch. For further insights on this market, request a sample here.

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