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Charge Card Global Market Report 2022 – By Type (Gold Card, Platinum Card, Plum Card, Business Gold Card, Business Platinum Card), By Institution Type (Banking Institutions, Non-Banking Institutions), By End User (Retail, Corporate, Government/Public Sector) – Market Size, Trends, And Global Forecast 2022-2026

Starting Price : $4000.00 | Pages : 175 | Published : October 2022 | SKU CODE : | Delivery Time: 2-3 business days | Format :


The charge card market consists of sales of charge card services by entities (organizations, sole traders, and partnerships) that are engaged in storing, processing, and transmitting payment card data. Charge cards are similar to credit cards but do not have a preset credit limit. Cardholders are not charged any interest and are required to pay the outstanding balance in full upon receiving a statement. Only goods and services traded between entities or sold to end consumers are included.

The main types of charge cards are gold cards, platinum cards, plum cards, business gold cards, business platinum cards, and other charge cards. The gold charge card from American Express is an entry-level card and has the benefits of a credit card. The types of institutions involved are banking institutions and non-banking institutions. These are used by a variety of end-users, including retail, corporations, and the government/public sector.

The change card research report is one of a series of new reports from The Business Research Company that provides change card statistics, including change card industry global market size, regional shares, competitors with change card share, detailed change card segments, market trends and opportunities, and any further data you may need to thrive in the change card industry. This change card research report delivers a complete perspective of everything you need, with an in-depth analysis of the current and future scenario of the industry.

The global charge card market is expected to grow from $1.91 billion in 2021 to $1.96 billion in 2022 at a compound annual growth rate (CAGR) of 2.9%. The Russia-Ukraine war disrupted the chances of global economic recovery from the COVID-19 pandemic, at least in the short term. The war between these two countries has led to economic sanctions on multiple countries, a surge in commodity prices, and supply chain disruptions, affecting many markets across the globe. The change card market is expected to grow to $2.04 billion in 2026 at a CAGR of 1%.

The lack of a pre-set spending limit and greater flexibility in spending contributed to the growth of the charge card market. Charge cards offer financial flexibility with no pre-set spending limit on the purchase, which means more buying power. Additionally, charge cards offer premium rewards, maximise reward points based on spending patterns, and also offer a variety of travel and purchase protections. For instance, American Express offers complimentary airport lounge access, hotel room upgrades, travel insurance, and much more. Customers will be able to improve their credit score by using charge cards responsibly and paying on time every month. A charge card allows a customer to organise personal events, dining reservations, golf bookings, movie and theatre ticket bookings, and enjoy exclusive rates and discounts with leading airlines. These factors boosted demand for charge card services, and this, in turn, drove the charge card market. However, having no pre-set spending limit does not mean unlimited spending. The purchasing power is adjusted based on the use of the card, payment history, credit record, financial resources, and other factors. This, in turn, will assist the customer in developing financial discipline.

Low-income levels and financial instability are expected to limit the charge card market's growth. For instance, Egypt is facing financial instability, and all economic activities in a country are affected. According to the central bank data, bank loans in Egypt grew by 13.6% in the year 2019 and there was also a 41% increase in non-governmental loans. According to the National Statistics Agency of Egypt, the International Monetary Fund expects the inflation rate in Egypt to be in double digits until 2021. Moreover, the COVID-19 pandemic has disturbed the financial stability of major countries around the world due to restrictive measures such as social distancing, remote working, and the closure of industries, factories, and other commercial activities. The trade has been disrupted, resulting in economic losses. Such financial instability in the lives of people disables them from paying the outstanding balance immediately and thereby harms the charge card market. Major players in the charge card market are American Express, Diners Club, and Coutts Silk.

Major players in the  charge card market are American Express, Diners Club, Coutts Silk, Abc, Xyz.

Asia Pacific was the largest region in the charge card market in 2021. Western Europe was the second largest region in the charge card market. The regions covered in the charge card report are Asia-Pacific, Western Europe, Eastern Europe, North America, South America, Middle East, and Africa.

The countries covered in the charge card market report are Australia, Brazil, China, France, Germany, India, Indonesia, Japan, Russia, South Korea, UK, and USA.

The global charge card market is segmented -

1) By Type: Gold Card; Platinum Card; Plum Card; Business Gold Card; Business Platinum Card; Other Types

2) By Institution Type: Banking Institutions; Non-Banking Institutions

3) By End User: Retail; Corporate; Government/Public Sector

    Table Of Contents

    1. Executive Summary

    2. Charge Card Market Characteristics

    3. Charge Card Market Trends And Strategies

    4. Charge Card Market – Macro Economic Scenario

    4.1 COVID-19 Impact On Charge Card Market

    4.2 Ukraine-Russia War Impact On Charge Card Market

    4.3 Impact Of High Inflation On Charge Card Market

    5. Charge Card Market Size And Growth

    5.1. Global Charge Card Historic Market, 2016-2021, $ Billion

    5.1.1. Drivers Of The Market

    5.1.2. Restraints On The Market

    5.2. Global Charge Card Forecast Market, 2021-2026F, 2031F, $ Billion

    5.2.1. Drivers Of The Market

    5.2.2. Restraints On the Market

    6. Charge Card Market Segmentation

    6.1. Global Charge Card Market, Segmentation By Type, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion

    Gold Card

    Platinum Card

    Plum Card

    Business Gold Card

    Business Platinum Card

    Other Types

    6.2. Global Charge Card Market, Segmentation By Institution Type, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion

    Banking Institutions

    Non-Banking Institutions

    6.3. Global Charge Card Market, Segmentation By End User, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion

    Retail

    Corporate

    Government/Public Sector

    7. Charge Card Market Regional And Country Analysis

    7.1. Global Charge Card Market, Split By Region, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion

    7.2. Global Charge Card Market, Split By Country, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion

    8. Asia-Pacific Charge Card Market

    8.1. Asia-Pacific Charge Card Market Overview

    Region Information, Impact Of COVID-19, Market Information, Background Information, Government Initiatives, Regulations, Regulatory Bodies, Major Associations, Taxes Levied, Corporate Tax Structure, Investments, Major Companies

    8.2. Asia-Pacific Charge Card Market, Segmentation By Type, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion

    9. China Charge Card Market

    9.1. China Charge Card Market Overview

    9.2. China Charge Card Market, Segmentation By Type, Historic and Forecast, 2016-2021, 2021-2026F, 2031F,$ Billion

    10. India Charge Card Market

    10.1. India Charge Card Market, Segmentation By Type, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion

    11. Japan Charge Card Market

    11.1. Japan Charge Card Market, Segmentation By Type, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion

    12. Australia Charge Card Market

    12.1. Australia Charge Card Market, Segmentation By Type, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion

    13. Indonesia Charge Card Market

    13.1. Indonesia Charge Card Market, Segmentation By Type, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion

    14. South Korea Charge Card Market

    14.1. South Korea Charge Card Market, Segmentation By Type, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion

    15. Western Europe Charge Card Market

    15.1. Western Europe Charge Card Market Overview

    15.2. Western Europe Charge Card Market, Segmentation By Type, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion

    16. UK Charge Card Market

    16.1. UK Charge Card Market, Segmentation By Type, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion

    17. Germany Charge Card Market

    17.1. Germany Charge Card Market, Segmentation By Type, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion

    18. France Charge Card Market

    18.3. France Charge Card Market, Segmentation By Type, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion

    19. Eastern Europe Charge Card Market

    19.1. Eastern Europe Charge Card Market Overview

    19.2. Eastern Europe Charge Card Market, Segmentation By Type, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion

    20. Russia Charge Card Market

    20.1. Russia Charge Card Market, Segmentation By Type, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion

    21. North America Charge Card Market

    21.1. North America Charge Card Market Overview

    21.2. North America Charge Card Market, Segmentation By Type, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion

    22. USA Charge Card Market

    22.1. USA Charge Card Market Overview

    22.2. USA Charge Card Market, Segmentation By Type, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion

    23. South America Charge Card Market

    23.1. South America Charge Card Market Overview

    23.2. South America Charge Card Market, Segmentation By Type, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion

    24. Brazil Charge Card Market

    24.1. Brazil Charge Card Market, Segmentation By Type, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion

    25. Middle East Charge Card Market

    25.1. Middle East Charge Card Market Overview

    25.2. Middle East Charge Card Market, Segmentation By Type, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion

    26. Africa Charge Card Market

    26.1. Africa Charge Card Market Overview

    26.2. Africa Charge Card Market, Segmentation By Type, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion

    27. Charge Card Market Competitive Landscape And Company Profiles

    27.1. Charge Card Market Competitive Landscape

    27.2. Charge Card Market Company Profiles

    27.2.1. American Express

    27.2.1.1. Overview

    27.2.1.2. Products and Services

    27.2.1.3. Strategy

    27.2.1.4. Financial Performance

    27.2.2. Diners Club

    27.2.2.1. Overview

    27.2.2.2. Products and Services

    27.2.2.3. Strategy

    27.2.2.4. Financial Performance

    27.2.3. Coutts Silk

    27.2.3.1. Overview

    27.2.3.2. Products and Services

    27.2.3.3. Strategy

    27.2.3.4. Financial Performance

    27.2.4. Abc

    27.2.4.1. Overview

    27.2.4.2. Products and Services

    27.2.4.3. Strategy

    27.2.4.4. Financial Performance

    27.2.5. Xyz

    27.2.5.1. Overview

    27.2.5.2. Products and Services

    27.2.5.3. Strategy

    27.2.5.4. Financial Performance

    29. Key Mergers And Acquisitions In The Charge Card Market

    29. Charge Card Market Future Outlook and Potential Analysis

    30. Appendix

    30.1. Abbreviations

    30.2. Currencies

    30.3. Historic And Forecast Inflation Rates

    30.4. Research Inquiries

    30.5. The Business Research Company

    30.6. Copyright And Disclaimer

List Of Tables

    Table 1: Global Historic Market Growth, 2016-2021, $ Billion
  • Table 2: Global Forecast Market Growth, 2021-2026F, 2031F, $ Billion
  • Table 3: Global Charge Card Market, Segmentation By Type, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion
  • Table 4: Global Charge Card Market, Segmentation By Institution Type, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion
  • Table 5: Global Charge Card Market, Segmentation By End User, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion
  • Table 6: Global Charge Card Market, Split By Region, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion
  • Table 7: Global Charge Card Market, Split By Country, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion
  • Table 8: Asia-Pacific, Charge Card Market, Segmentation By Type, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion
  • Table 9: China, Charge Card Market, Segmentation By Type, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion
  • Table 10: India, Charge Card Market, Segmentation By Type, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion
  • Table 11: Japan, Charge Card Market, Segmentation By Type, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion
  • Table 12: Australia, Charge Card Market, Segmentation By Type, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion
  • Table 13: Indonesia, Charge Card Market, Segmentation By Type, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion
  • Table 14: South Korea, Charge Card Market, Segmentation By Type, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion
  • Table 15: Western Europe, Charge Card Market, Segmentation By Type, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion
  • Table 16: UK, Charge Card Market, Segmentation By Type, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion
  • Table 17: Germany, Charge Card Market, Segmentation By Type, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion
  • Table 18: France, Charge Card Market, Segmentation By Type, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion
  • Table 19: Eastern Europe, Charge Card Market, Segmentation By Type, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion
  • Table 20: Russia, Charge Card Market, Segmentation By Type, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion
  • Table 21: North America, Charge Card Market, Segmentation By Type, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion
  • Table 22: USA, Charge Card Market, Segmentation By Type, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion
  • Table 23: South America, Charge Card Market, Segmentation By Type, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion
  • Table 24: Brazil, Charge Card Market, Segmentation By Type, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion
  • Table 25: Middle East, Charge Card Market, Segmentation By Type, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion
  • Table 26: Africa, Charge Card Market, Segmentation By Type, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion
  • Table 27: American Express Financial Performance
  • Table 28: Diners Club Financial Performance
  • Table 29: Coutts Silk Financial Performance
  • Table 30: Abc Financial Performance
  • Table 31: Xyz Financial Performance

List Of Figures

    Figure 1: Global Historic Market Growth, 2016-2021, $ Billion
  • Figure 2: Global Forecast Market Growth, 2021-2026F, 2031F, $ Billion
  • Figure 3: Global Charge Card Market, Segmentation By Type, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion
  • Figure 4: Global Charge Card Market, Segmentation By Institution Type, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion
  • Figure 5: Global Charge Card Market, Segmentation By End User, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion
  • Figure 6: Global Charge Card Market, Split By Region, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion
  • Figure 7: Global Charge Card Market, Split By Country, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion
  • Figure 8: Asia-Pacific, Charge Card Market, Segmentation By Type, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion
  • Figure 9: China, Charge Card Market, Segmentation By Type, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion
  • Figure 10: India, Charge Card Market, Segmentation By Type, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion
  • Figure 11: Japan, Charge Card Market, Segmentation By Type, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion
  • Figure 12: Australia, Charge Card Market, Segmentation By Type, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion
  • Figure 13: Indonesia, Charge Card Market, Segmentation By Type, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion
  • Figure 14: South Korea, Charge Card Market, Segmentation By Type, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion
  • Figure 15: Western Europe, Charge Card Market, Segmentation By Type, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion
  • Figure 16: UK, Charge Card Market, Segmentation By Type, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion
  • Figure 17: Germany, Charge Card Market, Segmentation By Type, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion
  • Figure 18: France, Charge Card Market, Segmentation By Type, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion
  • Figure 19: Eastern Europe, Charge Card Market, Segmentation By Type, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion
  • Figure 20: Russia, Charge Card Market, Segmentation By Type, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion
  • Figure 21: North America, Charge Card Market, Segmentation By Type, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion
  • Figure 22: USA, Charge Card Market, Segmentation By Type, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion
  • Figure 23: South America, Charge Card Market, Segmentation By Type, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion
  • Figure 24: Brazil, Charge Card Market, Segmentation By Type, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion
  • Figure 25: Middle East, Charge Card Market, Segmentation By Type, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion
  • Figure 26: Africa, Charge Card Market, Segmentation By Type, Historic and Forecast, 2016-2021, 2021-2026F, 2031F, $ Billion
  • Figure 27: American Express Financial Performance
  • Figure 28: Diners Club Financial Performance
  • Figure 29: Coutts Silk Financial Performance
  • Figure 30: Abc Financial Performance
  • Figure 31: Xyz Financial Performance
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